Virtual Financial Counseling​
2201 S WS Young Dr
Suite 106-C
Killeen, TX  76543
Phone: 254.245.6248
​Fax: 254.651.1131

Now is the time to  take control
of your Finances!  Are you ready?

We are providing free counseling sessions to transitioning Servicemembers and Veterans*!!!


What We Do

Our Standards


Virtual Financial Counseling will seek to provide clients relevant information  for effective intervention and prevention for clients seeking assistance or advice.
Virtual Financial Counseling provides relevant financial literacy, education and counseling services.  We understand that with work and raising families’ finances can sometimes get out off track.  VFC works with clients to help meet their financial goals.  VFC also provides financial literacy seminars to small and large groups.
Virtual Financial Counseling's mission is to provide comprehensive financial counseling and financial literacy education for our clients.
Our services will exceed the expectations of our clients

Virtual Financial Counseling
​President and CEO

Christine Julius is a native of Norristown, Pennsylvania.  She is an Army brat who grew up in the central and eastern parts of the United States.  Her family also spent several years in Germany.  She pursued and earned her Masters in Business Administration from the University of Phoenix in Houston, Texas. She attended Morehead State University in Morehead, KY where she earned her Bachelors in Business Administration with an emphasis in Finance.  Christine is also a Veteran of the United States Army.  

Christine is a 2007 recipient of the Financial Industry Regulatory Authority Foundation Military Spouse Fellow.

In 2009 she received her certification as an Accredited Financial Counselor®.  Christine then pursued her certifications as a Certified Identity Theft Risk Management Specialist®, a Certified Consumer Debt Collection Compliance Specialist™ and a Certified Military Home Specialist.  She is also a commissioned notary in the State of Texas and a Certified Notary Signincg Agent.   Christine is currently a candidate to become certified as a Chartered Financial Consultant with the American College of Financial Services.

Christine has over 26 years in the financial industry.  She has worked in corporate, local government and federal government environments.  As a Military Spouse she has been serving military families and civilians since August 1990.   In 2007, she started her career working as Personal Financial Counselor.  In 2009 she began her journey at Fort Hood, TX and continued serving at Fort Jackson, SC.  She is passionate about helping individuals take ownership of their finances by empowering them with financial literacy and education.

Christine is married and has three children.

Christine Marie Julius,
Accredited Financial Counselor®